Restaurant insurance at the minimum cost
A busy restaurant can pose many different challenges and risks which all need adequate protection to ensure you, as owner, don't end up with a costly bill at the end of the night. From accident or injury at work to public liability; restaurants come with a number of responsibilities which can affect both customers and staff, but as owner, are you covered should things go wrong?
As you know, restaurants can come in all shapes and sizes, offering up a variety of dishes and drinks to suit many different tastes – so what if you could cover your business with insurance as unique as you are?
Serving up five-star restaurant insurance
Pub Insurance 4u can serve up the right insurance for your restaurant business. We will work with you to tailor make a restaurant insurance package to suit you and the needs of your restaurant – so you can continue to serve customers with confidence. Get your quote for restaurant insurance today.
Our experts are dedicated to protecting your livelihood and your reputation. Our pub liability insurance is underwritten by a selection of A-rated UK-based insurers, offering you comprehensive cover and peace of mind.
Specialist pub, bar and nightclub insurance is often essential to protect your business if someone makes a claim against you for negligence. Pub Insurance 4u offers limits of indemnity from £1 million to £5 million, to help with legal costs and related expenses where covered.
Making insurance simple
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Fill out your business details
Enter details about your business using our simple online form.
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Choose your public liability limit
Whether it's £1,000,000 or £5,000,000 you need, we've got you covered.
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Add additional insurance
From employers liability to property damage and much more, easily add from a wide range of additional insurance options.
Stress-free insurance
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Simple quote form
After a short form, an advisor reviews your details and comes back with terms.
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UK based contact centre
Our UK based call centres are full of friendly staff who are here to help.
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Peace of Mind
With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.
Looking for further information?
Speak to one of our friendly and helpful advisors
Lines open between 8am and 8pm, Monday to Friday
Pub Insurance FAQs
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How can I get a quote?
Tell us about your premises on the venue quote form, or call 01773 810072. Want us to phone you back? Request a callback.
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What happens after I submit my quote?
An advisor reviews buildings, stock and liability for your venue and sends terms. Payment and document questions are covered in the full FAQ.
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Do you offer insurance for bars and clubs?
Yes. We offer insurance for pubs, cocktail and wine bars, tapas venues, nightclubs and other licensed premises.
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Is Pub Insurance 4u regulated by the FCA?
Yes. Pub Insurance 4u is a product of C I 4 U GB Nationwide Limited which is authorised and regulated by the Financial Conduct Authority 496879. Registered in England No. 06671640.
Claims Examples
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Third party injury
A lady was knocked over and consequently injured by a landlord's dog.
The resulting payout to the injured party was £6,765.00.
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Property damage
The flat above a restaurant had a water leak and caused damage to the restaurant ceiling and walls.
The client's insurance covered the repair cost of £3,380.00.
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Business interruption
Work carried out on the road their business was on left the client with no water and unable to operate normally.
Business interruption cover paid a successful claim of £1,600.
Need to make a claim?
Help with stock loss, property damage and liability claims at your venue.
Here to help
A flooded cellar, a guest injury or a glassing-related liability demand is not the moment for jargon. Before a claim is even lodged, the legal advisors we work with can help you gather what matters and avoid missteps.
We guide you through preparation and how to protect your premises while the claim progresses. See our step-by-step claims guide for what to do first. Most policies require you to notify your insurer using the details on your schedule.
How to make a claim
To discuss your insurance requirements, or if you are unsure which insurer to notify, you can call us on:
01773 810072Lines open between 8am and 8pm, Monday to Friday
Commercial Legal Protection
Our Commercial Legal Protection policy can help cover legal costs from issues your pub, bar or licensed premises may face day to day, from employment disputes and tax investigations to contract and debt recovery.
Legal costs and expenses (including solicitors) can be covered up to £100,000, including appeal costs. Support can extend to tax advice, business assistance, counselling, employment advice, and business law advice.
What's included
Cover can include legal defence for business-related matters, health and safety issues, data protection disputes under UK GDPR and the Data Protection Act 2018, and appeals against licence refusals or adverse legislation.
We also provide access to a library of legal document templates and guidance on updated legislation, to help you manage commercial legal risks with less hassle.
For a full summary, visit our legal protection page.
Explore other areas
Find cover tailored to your pub, bar or licensed premises.
